Born 1974 in Solihull, West Midlands.

Married Kristin 2007

Brought up and educated in Scotland.

Graduated with Honours in Business Studies from the University of Sheffield in 1995.

Joined British Telecom from university, later holding the position of Manager within the Central London Business Marketing Division.

Resident Cyprus from 1999-2008; Switzerland from May 2008

Sharply focused on asset allocation, embracing detailed analysis of investment management companies, the funds which they offer, and their relative performances.